Total in Attendance: 715

• Michael Aaknes, First Vice President, Washington Mutual Bank
• Susan Abbass, HVB Group
• Blair Abernathy, Executive Vice President, IndyMac Bank
• Will Aguiar, Director, Dresdner Kleinwort Wasserstein
• John Ahern, Assistant Vice President, GE Consumer Finance
• Bryan Andres, CFO, Premium Financing Specialists, Inc.
• Larry Angelilli, Senior Vice President, Centex
• Michael Antonacci, Vice President, GE Commercial Finance
• Greg Aplin, President, Country Place Mortgage
• Jackie Arambulo, VP, Rabobank International
• Soc Aramburu, SVP Corporate Development, Aegis Mortgage Corporation
• Robert Armiak, Senior Vice President, Treasurer, Alliance Data Systems
• Usama Ashraf, Vice President, Securitization, CIT Group Inc.
• David Atnip, Treasurer, Conn's
• Rusty Bacon, Senior Vice President, Security National Holding Company, LLC
• Pearl Baker, Director & Chairman, Academic Loan Group
• Rick Baldwin, Executive Vice President, Meritage
• Phillip Bales, Director, ING Financial Markets
• Michael Bamburg, Chief Investment Officer, NovaStar Financial, Inc.
• Maximillian Bang, Truman Capital Advisors
• Glen Barclay, Capital Markets Manager, Encore Credit Corporation
• Janette Barnica, Countrywide Securities
• Anthony Barone, CEO, Centex
• Laura Bartlett, First Vice President, Portfolio Manager, Colonial Bank, N.A.
• Nancy Bartsch, Trading Analyst, GMAC-RFC
• Steve Bashmakov, Vice President, GMAC-RFC
• Liz Baskerville, Vice President, Finance, School Loans Corporation
• Alex Basman, CLO Portfolio Manager, Wells Capital Management/Sutter High Yield
• Amy Baumgardner, Capital One
• Neil Bautista, Vice President, Bayerische Landesbank Girozentrale
• Frederic Becker, SVP, Bank Hapoalim
• Gary Becker, Senior Vice President, World Savings Bank FSBSOC
• Nancy Beckman, American Honda Finance Corporation
• Terry Begley, Senior Managing Director, PNC Capital Markets LLC
• Brian Benari, Chief Executive, Challenger Financial Services Group
• Dan Berce, AmeriCredit
• Barry Berlin, Chief Financial Officer, PMC Commercial Trust
• Hakan Beygo, Vice President, Wells Fargo Home Mortgage
• Matthew Biczak, Associate, DZ Bank NY
• Darren Bigby, Senior Vice President, Countrywide Home Loans
• Benita Bjorgo, Structured Finance, GMAC-RFC
• Bob Bjorklund, Portfolio Manager, Washington Mutual Bank
• Mary Blain, Vice President & Administration, Cessna Finance Corporation
• Richard Blass, Delta Funding Corporation
• Tom Blinten, Managing Partner, Quantum Finance & Investments
• Sandy Blitzer, Vice President, GMAC Mortgage
• Len Blum, Managing Director, Westwood Capital LLC
• Jan Bobsin, American Honda Finance Corporation
• Christine Bogharian, Director of Secondary Marketing, Alliance Bancorp
• Nial Boles, Chief Dealer, Irish Life Permanent
• Rosalyn Bonaventure, Vice President, First Marblehead Corporation
• Tony Borges, Director, Textron Financial Corporation
• Daniela Bosco, Securilization Accounting Analyst, BMW Financial Services
• Greg Bouleris, Senior Vice President, GE Asset Management Incorporated
• Edward Bowland, Director - Structured Finance, GMAC-RFC
• Ray Bowman, President, Taylor, Bean & Whitaker Mortgage Corp.
• Blake Bozman, EVP, Business Development, Drive Financial Services
• Louise Bradbury, Head of Fixed Income Investor Relations, Kensington Group plc
• Bryan Brading, Vice President, Wachovia Corporation
• David Brandi, Director Long Term Funding, Ford Motor Credit Company
• Amy Brandt, President & CEO, WMC Mortgage Corp.
• Craig Braun, GE Commercial Finance
• Jay Bray, CFO, Centex
• Thomas Brayman, Director, CIT Group Inc.
• Mark Brenner, Vice Chairman of the Board and Executive Officer, College Loan Corporation
• Ernie Bretana, Saxon Mortgage, Inc.
• Mary Briggs, Chief Credit Officer, Wrightwood Capital
• Graham Broome, Director, Resimac Limited
• Lawrence Brose, Director , American Honda Finance Corporation
• Marie Brougham, Redwood Trust
• Alan Browdy, Vice President, World Omni Financial Corp
• Alan Brown, Nationwide Building Society
• Trey Brown, Vice President, AmeriCredit
• David Bruington, VP Secondary Marketing, Home123
• Christian Brune, Senior Vice President, Landesbank Hessen-Thuringen (Helaba)
• Kienan Brush, Rams Home Loans
• Nancy Bugg, Director, GMAC
• Anthony Bulic, Vice President, KeyBanc Capital Markets
• Michael Burke, Vice President, Marshall & Ilsley Corporation
• Cammie Burke, Portfolio Manager, Homecomings Financial Network
• Arthur Burns, Executive Vice President & General Counsel, Interpool, Inc.
• Deborah Burns, Senior Vice President, Thornburg Mortgage, Inc.
• Richard Burrows, Director, Head of Funding, Citigroup SIV Strategies
• Michael Callahan, EVP and CFO, CarMax Auto Finance
• Greg Cameron, CFO0-HFS, GE Commerical Finance
• Kim Cannon, FirstMac Australia
• David Caplan, Consultant, Quality Home Loans
• Lisa Capodici, Investor Relations Financial Services, GE Treasury
• Richard Careaga, First Vice President and Senior Counsel, Washington Mutual Bank
• Gus Carfi, Manager Treasury & Securitisation, Interstar Wholesale Finance
• Adam Carne, Vice President, Hudson Castle Group Inc.
• Greg Caruso, Director, CapitalSource
• Jay Casey, Director, Deutsche Bank Securities Inc.
• Chris Castoro, Vice President, Impac Mortgage Holdings, Inc.
• Peter Cerwin, C-Bass LLC
• Ursula Chamberlin, CTP, American Honda Finance Corporation
• Lydia Chan, Counsel, Nissan
• Angie Chattin, President, CarMax Auto Finance
• Ricky Chen, Senior Treasury Analyst, Nissan
• Richard Chenel, Director, EuroHypo AG
• Nancy Cherner, Consultant, Broad Street Group LLC
• John Chiste, Chief Financial Officer, Falcone Group, LLC
• Al Ciafre, Director, Auto Securitization, Capital One
• Garry Cipponeri, Senior Vice President, J.P. Morgan Chase & Co.
• Robert Clafford, Senior Vice President, Fremont Investment & Loan
• Kenneth Clark, SVP, Bank of America Dealer Financial Services
• Rodney Clark, Senior Manager Group Securitisation, St. George Bank Ltd.
• John Clarke, Vice President, Thornburg Mortgage, Inc.
• Paul Clarke, Managing Director, Dresdner Bank AG
• Tim Clarke, CEO, First Equity Card
• Bill Cleary, Managing Director, GMAC-RFC
• Kevin Cloyd, Executive Vice President, New Century Capital Corporation
• Brad Coburn, Countrywide Home Loans
• John Cochran, Director, Treasury Operations, Deere & Company
• Andrea Cochrane, Senior Vice President, Acoustic Home Loans, LLC
• Michael Coco, Treasurer, Advanta Corporation
• Jim Coder, Vice President, Koch Financial
• Ken Cogland, Associate General Counsel, Wells Fargo Home Mortgage
• Liz Cohen, Group Vice President, Cendant Corporation
• Paul Colasono, CFO, Franklin Credit Management Corporation
• Liam Coleman, Head of Investment and Distribution, Nationwide Building Society
• Jeremy Collett, Vice President Secondary Marketing, Taylor, Bean & Whitaker Mortgage Corp.
• John Collins, Managing Director, GMAC-RFC
• Margaret Collins, Financial Risk Manager, BMW US Capital, LLC.
• Timothy Colpitts, VP - Capital Markets, GMAC-RFC
• Debi Connolly, Captial Markets Manager, GE Commercial Finance
• George Cooksey, First Vice President, Washington Mutual
• Greg Cooper, Vice President, Cendant
• Edwin Corbin, Senior Vice President , Irwin Home Equity
• Ron Coty, Senior Vice President, GE Commercial Finance
• David Coultas, First Vice President, Washington Mutual Bank
• Celia Coulter, Assistant Vice President, Countrywide Securities
• Chris Courtney, CDO Analyst, Canyon Capital Advisors LLC
• Jeff Crawford, Director of Operations, Accredited Home Lenders
• Peter Crouchley, Principal, BancCap Securitization Services
• Jeff Crusinberry, Senior Vice President, Fremont Investment & Loan
• John Cummins, Group Treasurer, Standard Life Investments
• Amy Cutts, Deputy Chief Ecomomist, Freddie Mac
• Mark Daly, Vice President, Sallie Mae
• Ginny Darrow, EMC Mortgage Corporation
• Thomas D'Avanzo, Senior Vice President, HSH Nordbank AG
• Michael Davide, Director, First Marblehead Corporation
• Thomas Davidson, Managing Director, GE Commercial Finance
• Peter Davies, Manager, Ford Motor Credit Company
• Brad Davis, Securitization Manager, Wells Fargo Home Mortgage
• Jeff Davis, CDO Analyst, Canyon Capital Advisors LLC
• Paride de Calice, Managing Director , Franklin Credit Management Corporation
• Ray de la Fuente, Senior Vice President, Conn's
• Dan deBlasio, Vice President & Controller, Carlisle Leasing International
• Joe DeDominicis, Executive Vice President, CFO, First Franklin Financial Corporation
• Desmond Deis, Vice President, Conduit Management Corp.
• David Dekker, Chief Financial Officer, Denali Capital LLC
• Desiree Delafuente, Documentation Analyst, American Honda Finance Corporation
• Dan DeMeo, SVP and Chief Financial Officer, 1st Financial Funding & Investment Corporation
• Brent Demoray, Director, Treasury Operations, Oak Street Mortgage, LLC
• Jeff Denton, CFO, First Equity Card
• Roger Desmarchelier, Head of Group Securitization , St. George Bank Ltd.
• Thomas Detelich, Group Executive, HSBC Finance Corporation
• Adam DeYoung, Centex
• Danielle Dietz, Sr. Financial Specialist, Capital One
• Wei Ding, Vice President, Radian Guaranty Inc.
• Marc Doerrenberg, VP, EuroHypo AG
• Martin Doherty, Capital Markets Manager, Bradford and Bingley
• Daniel Doman, Vice President & General Counsel, RouteOne LLC
• Derek Donnelly, Vice President, GE Consumer Finance
• Dave Doorley, Carlisle Leasing International
• John Draghi, CEO, C-Bass LLC
• Bennie Duck, 1st Investor Financial, First Investor Financial Services Group
• Lisa Duehring, President, Alliance Bancorp
• Jim Duensing, Treasurer, Caterpillar Financial Services
• Daniel Duffy, Director, CapitalSource
• Tom Dundon, President & COO, Drive Financial Services
• John Dunlevy, Nomura Securities International, Inc.
• Aaron Dunn, Associate, ABN AMRO, Inc.
• Thomas Dunn, Chairman, Raglan Capital Limited
• Thomas Dunn, Executive Vice President, MBNA Corporation
• Stephen Dupont, Director of Public Relations, GMAC-RFC
• Margie Edwards, Treasurer, U.S. Trust Corporation
• Henry Engelken, First Vice President, Director of Investor Relations, Long Beach Mortgage
• Stephen Etherington, Senior Vice President, JPMorgan Chase
• John Falb, Vice President, College Loan Corporation
• Mark Falcione, Managing Director, PNC Capital Markets LLC
• Steve Faltermeier, Sr VP, UBS Financial Services Inc.
• Lee Farkas, Chairman, Taylor, Bean & Whitaker Mortgage Corp.
• Thomas Feil, Vice President of Capital Markets, Assistant Treasurer, Capital One
• Neil Fenton, Trader - Capital Markets, GMAC-RFC
• Christopher Fermanis, SVP, Interpool, Inc
• Roland Fernandes, AVP Trader, Impac Mortgage Holdings, Inc.
• Brian Fetterolf, Associate Director, LaSalle Bank Corp
• Christopher Fielding, Head of Securitisation Group, Abbey National Treasury Services
• Jason Finlay, Treasurer, Macquarie Mortgages USA
• Robert Finley, Managing Director, Fifth Third Bank
• John Fischer, Senior Vice President, Bayview Financial
• Jenine Fitter, SVP-Investor Relations , New Century Financial
• Gerald Fitzgerald, President, Centrix Financial
• Sheli Fitzgerald, Vice President - Structured Finance, AmeriCredit
• Jeanine Flint, Vice President, Zions First National Bank
• Robert Fong, Vice President, IndyMac Bank
• Scott Forrest, Investment Director, Standard Life Investments
• Justin Fox, Head of Funding, Nationwide Building Society
• John Foxgrover, Senior Vice President, First Marblehead Corporation
• John Frabotta, Chief Investment Officer, Portfolio Manager, Cypress Tree Investment Management
• Tommy Frank, CEO, Conn's
• Cathleen Frank, Manager, GMAC
• Lance Franke, Senior Vice President, Finance, Sallie Mae
• Steve Frederick, Principal, Frontier Leasing Corporation
• Mike Freeman, VP-Risk Management, HSBC
• Laurie Fried, Vice President, Redwood Trust
• Doug Frigon, Stone & Youngberg LLC
• John Frishkopf, Managing Director, Newstar Financial
• Bob Fulton, Manager, Option One Mortgage Corporation
• Gregory Gac, Director, Frontier Leasing
• Mary Gaffney, Director, GMAC-RFC
• John Gaiser, President, Quality Home Loans
• David Gantley, Group Treasuer, Irish Life Permanent
• Odette Garcia, Jefe de la Unidad de Información , Financiera y Deuda Pública Gobierno del Estado de Chihuahua
• Seamus Garland, Vice President, Goal Financial
• Allan Garraway, CEO, Drive Financial Services
• Richard Garritt, Director, National Australia Bank
• Clark Gates, President & Chief Investment Officer, Centrix Financial
• Roger Gebhart, VP-Treasurer, Commercial Credit Group
• John Getchis, Director, GMAC RFC
• Suzan Gibbs, Securitization Funding Manager, Caterpillar Financial Services
• Weni Gieseking, Counsel, Hyundai Motor Finance Company
• Scott Giles, Treasurer, MOHELA
• Chris Gill, Technical Accounting Leader, GE Commercial Finance
• Dawn Gillette, Direct Capital Corporatioan
• Chris Ginieczki, Vice President, Washington Mutual Card Services
• Ray Giordano, Deputy Treasurer, GE Treasury
• Perry Glassgow, Vice President & Treasurer, Harley-Davidson Financial Services
• Mary Glass-Schannault, Managing Director-Structured Finance, Opteum Financial Services
• Peter Gleysteen, CEO, Commercial Industrial Finance
• Glenn Goddard, Treasurer, Rams Home Loans
• Jennifer Gohlke, Operations Counsel, GE Capital
• Dave Gordon, SVP, Loan Administration & Servicing, Fremont Investment & Loan
• Shivan Govindan, Senior Vice President, Resource America, Inc.
• Gary Gower, Head of Credit, National Australia Bank
• Christopher Graham, Director/Securitisation, Basis Capital Funds Management
• Luke Graham, Senior Vice President, Wells Fargo Foothill
• Samuel Gray, General Counsel, GE Commercial Finance
• John Grazer, EVP Capital Markets, Ameriquest Mortgage Company
• Patrick Greene, Vice President, Wells Fargo Home Mortgage
• Linda Greif, Director, EuroHypo AG
• Mardy Grossman, SVP Secondary Markets, WMC Mortgage Corp.
• Larry Guillard, Vice President, Declaration Management and Research LLC
• Larry Guindi, Senior Manager , DaimlerChrysler Corporation
• Anuj Gupta, Senior Vice President, GE Commercial Finance
• Brian Gyomory, Process Team Leader, VW Credit, Inc.
• Vada Haight, Associate, Redwood Trust
• Kostas Halatsis, Head of Structured Finance, GMAC RFC UK Limited
• Christopher Halmy, First Vice President, MBNA America Bank, N.A.
• Kirstin Hammond, Executive Director, Flagstar Bank
• Jerry Hamstead, Director of Global Securitization, Capital One
• Mark Hanslin, Senior Portfolio Manager, Mizuho Corporate Bank, Ltd.
• Mark Hanson,  Vice President -  Mortgage Funding, Freddie Mac
• Aimee Hardin, Investor Relations, Homecomings Financial
• Jason Hare, MRU Holdings, Inc.
• Anthony Harris, Vice President, Harris Nesbitt Corp.
• Megumi Harris, Assistant Vice President, Zions First National Bank
• Mitchell Harris, Managing Director/Head, EuroHypo AG
• Timothy Hart, CFO & Treasurer, First National Bank of Omaha
• Charlie Hasselbrink, Vice President, First Marblehead Corporation
• Christopher Hayes, Managing Director, Bayview Financial
• David Hayes, FVP, Corporate Finance, IndyMac Bank
• Albert Hegyi, Chairman, 1st Financial Funding & Investment Corporation
• Ralf Heilmann, Head of Money Markets, Eurohypo AG
• Duane Heinert, Manager of Financial Audit, First National Bank of Omaha
• Mark Heleen, Vice President and Associate General Counsel, Sallie Mae
• Scott Hendry, C-Bass LLC
• George Henley, Senior Vice President, SunTrust
• Kenneth Herr, Assistant Treasurer, Automotive Rentals, Inc
• Louise Herrle, Treasurer, Residential Funding Securities Corporation
• Allan Herz, Senior Vice President & Director, Bluegreen Corporation
• Mike Herzberger, Director, Treasury, Great America Leasing Corporation
• Denise Heuer, Senior Marketing Programs Manager, GMAC-RFC
• Mallory Hill, Chief Executive Officer, Funding America
• Tracey Hill, Head of Mortgage Securitisation, Halifax plc
• Melissa Hodes, Vice President, GE Consumer Finance
• Dave Hoeller, Vice President, Hyundai Motor Finance Company
• Dan Hoffman, Citicorp Mortgage, Inc.
• Mark Hogard, Senior Vice President, First Capital
• Dierk Hohman, Assistant Vice President, GE Commercial Finance
• Theodore Horan, Director of Capital Markets, Business Loan Express LLC
• Pia Horlebein, Analyst, Landesbank Hessen-Thuringen (Helaba)
• Brad Howatt, Vice President & Controller, Vehicle Mgmt Business, PHH Arval & Chesapeake Funding
• Richard Howe, Director of Corporate Communications, Accredited Home Lenders
• Vincent Hua, Deputy Treasurer, Commonwealth Bank of Australia
• Gary Huang, Vice President, Deutsche Bank Securities Inc.
• Tony Huang, Maxim Group
• Richard Hughes, Executive Vice President, Compass Bank
• Doug Hultberg, Managing Director, Treasurer, GMAC-RFC
• Lawrence Hund, Vice President - Operations, Chief Financial Officer, Harley-Davidson Financial Services
• John Hupalo, Executive Vice President & Group Head, First Marblehead Corporation
• Rodney Hutter, Vice President Asset Securitization, DZ Bank NY
• Stephen Hynes, Director of Capital Markets, GMAC RFC UK Limited
• Wes Iseley, Senior Vice President, Fremont Investment & Loan
• Luke Jackson, GMAC-RFC
• Brian James, Head of Securitization, Bank Hapoalim
• Mauricio Jannet, Business Development Director, GMAC RFC
• William Jaume, Senior Vice President, Harbourview Asset Management
• Al Johannsen, Vice President, RBS Greenwich Capital
• Gareth John, Vice President, GE Commercial Finance
• Richard Johns, Associate Director, Securitization, Capital One
• Brian Johnson, Executive Director Business Development, JM Family Enterprises
• Jeff Johnson, CEO, Franklin Credit Management Corporation
• Mark Johnson, Vice President & Treasurer, PHH Corporation
• Richard Johnson, CFO, Impac Mortgage Holdings, Inc.
• Jane Johnson, Executive Vice President, Ameriquest Mortgage Company
• Andrew Johnstone, Senior Vice President, Ameriquest Mortgage Company
• Jason Jones, Financial Analyst, DHI Financial Services
• Michael Jones, Finance Manager, GE Commercial Finance
• Todd Jones, Capital Markets Leader, GE Commercial Finance
• Alan Joseph,  Home Equity Trader, GMAC-RFC
• Veronica Jouravleva, Credit Manager, LoanAustralia Corporation Pty Ltd
• John Jukoski, EVP, Director of Capital Markets, Aegis Mortgage Corporation
• Mike Jurecki, CEO, RouteOne LLC
• Stanley Jursek, Senior Vice President, Flagstar Bank
• Shawn Kalin, President, Vegas Capital
• Matthew Kaltenrieder, Vice President, NovaStar Financial, Inc.
• Dan Kammer, First Vice President, IndyMac Bank
• Lee Kaplan, Vice President, IndyMac Bank
• Michael Kaplan, Secretary/Treasurer, Advantage Funding
• Eric Karlson, Managing Director CMG, Textron Financial Corporation
• Joshua Karotkin, Associate, D.B. Zwirn & Co., L.P.
• Edward Kaye, President/General Counsel, Advantage Funding
• Margaret Keane, President & CEO, GE Consumer Finance
• Karen Keeley, AVP Capital Markets, Zions First National Bank
• Julie Keen, Executive Vice President, AMC Mortgage Services
• Barbara Kellc, Managing Director, Calyon Corporate and Investment Bank
• Mark Keller, Director of Investor Reporting, Cendant Timeshare Resort Group, Inc.
• Peter Kelly, Managing Director, Calyon Corporate and Investment Bank
• Diana Kelly, VP Portfolio Management, Access Group, Inc.
• Jeff Kempa, Director, Scotia Capital
• Matthais Kennedy, Trading, GMAC-RFC
• Jeff Kight, Stone Street Capital
• Yatendra Killer, Assistant Treasurer, Honda Canada Finance Inc.
• David Killion, President and Chief Executive Officer, Denali Capital LLC
• John Kim, Chief Investment Officer, Aames Financial Corp.
• Sang Kim, Vice President & Assistant General Counsel , Goldman, Sachs & Co.
• Woosuk Kim, Discover Financial Services
• Jennifer Kimball, Manager, Deere & Company
• Rohit Kirpalani, General Counsel, CompuCredit Corporation
• Cathie Kissick, Director, Colonial Bank, N.A.
• Tom Kitt, Senior Vice President, Wells Fargo Home Mortgage
• Thomas Klein, Associate General Counsel, Fannie Mae
• Dave Kliefoth, Director, Motorola Credit Corporation
• Karlyn Knieriem, Officer, First National Bank of Omaha
• Mike Kobayashi, Treasurer, BMW US Capital, LLC.
• Michael Koch, Vice President, Fremont Investment & Loan
• Betsy Kohan, Senior Counsel, Nissan
• Neil Kornsweit, Chief Executive Officer & President, People's Choice Financial Corporation
• Barbara Krueger, Manager, Ford Motor Credit Company
• Jennifer Kuritz, Corporate Manager, Nissan
• Michael Labuskes, Vice President , American Home Mortgage Investments
• Riaz Lalani, Clout Financial Services, Inc.
• David Lamb, Prestige Financial Services, Inc.
• Mark Landschulz, Executive VP, Portfolio Analysis, Origen Financial LLC
• Phil Laren, Senior Vice President-Capital Markets, Option One Mortgage Corporation
• Tom Lari, VP/Assistant Treasurer, WFS Financial
• Michael Lash, First Vice President, Investor Client Relations, Washington Mutual Bank
• Doug Last, Associate, GE Consumer Finance
• JP Latour, VP - Trading, GMAC-RFC
• Cecilia Laube, Rotational Analyst, GMAC-RFC
• Lisa Leach, Vice President & General Counsel, Carlisle Leasing International
• Sean Leary, Analyst, GE Consumer Finance
• Guy Lebas, Assistant Vice President, U.S. Trust Corporation
• Andy Lee, VP Capital Markets, WMC Mortgage Corp.
• Peter Leffler, Director, BlackRock
• William Lenga, Tall Tree Investment Management
• Leanne Leong, General Manager, Commonwealth  Bank of Australia
• Craig Lessner, Senior Vice President & General Counsel, Peachtree Settlement
• David Lewis, General Counsel and Sr. V. Pres., Stone Street Capital
• Rodney Lewis, Vice President, Portfolio Manager, Colonial Bank, N.A.
• Beth Lewis, Tax Manager, Bank of America
• Jie Li, Manager, IndyMac Bank
• Bradley Liebmann, Managing Director, Merrill Lynch & Co.
• Julianne Linder, Associate Counsel, GMAC-RFC
• Mark Lindgren, Vice President and General Counsel, NorthStar
• Steve Linehan, Senior Vice President and Treasurer, Capital One
• Derek Lloyd, Deputy Group Treasurer, Kensington Group plc
• Janet Locke, Bank of America
• Dan Long, Collegiate Funding Services
• Xiaowei Luan, Vice President, GE Commercial Finance
• Claus Lund, President, CEO, Belvedere Trust Mortgage Corporation
• Lisa Lundsten, Managing Director, GMAC-RFC
• Chris Lynch, Managing Director, Citigroup Inc.
• John Lynch, Director, GMAC-RFC
• Mark Lynch, General Manager Credit, Chevron Corporation
• Reyne Macadaeg, VP, Citibank
• Gregory Macfarlane, CFO, WMC Mortgage Corp.
• Tim Madigan, Head of Debt Principal Finance and Securitization NA, Dresdner Kleinwort Wasserstein
• Steve Mageras, First Franklin Financial Corporation
• Frank Mahan, Chief Executive Officer, Developer Finance Corporation
• Robert Mai, Investment Associate, CapitalSource
• James Malloy, VP Secondary, Impac Mortgage Holdings, Inc.
• Paul Marble, Academic Loan Group
• Gilles Marchand, Senior Portfolio Manager, Aladdin Capital Management
• Geoffrey Marcus, Managing Director, First Capital
• David Marple, General Counsel, Residential Capital Corporation
• Kathy Marquardt, Senior Vice President and Managing Director, GMAC Commercial Mortgage Corp.
• Philip Marr, Assistant Vice President, IndyMac Bank
• Stuart Marvin, Executive Vice President, Accredited Home Lenders
• David Mason, SVP, Structured Treasury Activities, Wachovia Corporation
• Randall Mason, Director Capital Markets, Encore Credit Corporation
• Janelle Mason, Director, TSL (USA) Inc
• Maria Mast, AVP, Radian Guaranty Inc.
• Robert Masters, EVP, The Ginn Company
• Marion Mathes, Director, Sherman Capital Markets
• June Matsumoto, Assistant Manager, American Honda Finance Corporation
• David Mattei, Securitization Manager, Citigroup
• Michael Maxwell, Vice President & Counsel, 1st Financial Funding & Investment Corporation
• Brad Mayeda, Vice President, Zions First National Bank
• William McCamey, Treasurer, CompuCredit Corporation
• Laurie McCloskey, Investor Relations Manager, Option One Mortgage Corporation
• Rob McComb, Director, Dresdner Bank AG
• William McCoy, Managing Director/Partner, Pearl Street Capital Group
• William McCracken, Senior Vice President, The Ginn Company
• Mike McHugh, Head of Financial Institutions Group, National Australia Bank
• Alan McKenney, Vice President, Structured Finance, Wells Fargo Home Mortgage
• J. McKenny, CFO, K2 Financial
• John McLean, Director, National Australia Bank Limited
• Matt McQuillen, Vice President, GE Capital
• Susan McVeigh-Jones, Asst Treasurer, Advanta Corporation
• Adem Mehmet, Director of Treasury & Structured Finance, Paragon Group of Companies PLC
• Stas Melnikov, AVP, Countrywide Securities Corporation
• Jack Mendheim, Executive Vice President, Security National Holding Company, LLC
• Mimi Mengis, Senior Vice President and Assistant Treasurer, Washington Mutual Card Services
• Ben Miller, Treasury Manager, World Omni Financial Corp
• Harold Miller, President/CEO, Franklin Capital Corporation
• Hugh Miller, President and CEO, Delta Funding Corporation
• Kyle Miller, CEO and President, Hudson Castle Group Inc.
• Lee Miller, EVP, Chief Credit Officer, Delta Funding Corporation
• Karen Mirandi, SVP, Banc of America Securities LLC
• Laura Mischel, Managing Director, Bayview Financial
• Brian Mitchell, Director, INVESCO Inc.
• Ali Moazami, Chief Credit Officer, MortgageIT Holdings, Inc.
• Robert Moeller, Manager, Fixed Income Investor Relations, Ford Motor Credit Company
• Bill Moffatt, Director, ECC Capital Corporation
• Albrecht Mohle, Global Head of Money & Capital Markets, Volkswagen AG
• Barry Mohr, Managing Director, Maxim Group
• Nobuyuki Mokko, Financial Advisor, Advantage Funding
• Matthew Monaco, Vice President, ING Financial Markets
• Rebecca Montesa, Securitization Analyst, BMW Financial Services
• Ken Mulford, Managing Director, Ameriquest Mortgage Company
• Jason Muncy, VP, GE Commercial Finance
• Ruth Munday, Senior Vice President, CDR Financial Products
• Sheri Nagasugi, VP, Portfolio Management, Aames Investment Corporation
• Michael Najewicz, Associate General Counsel, Greenpoint Credit Corporation
• Yuki Nakanishi, Consultant, Advantage Funding
• Zeeshan Naqvi, Assistant Vice President, GE Commercial Finance
• Jerome Narolewski, Senior Vice President, First Marblehead Corporation
• Paul Neal, Vice President, Ameriquest Mortgage Company
• Krista Neal, Vice President, KeyBank
• Jon Nebot, Financial Analyst, Fremont Investment & Loan
• Alisa Neira, Vice President, IndyMac Bank
• Martin Nellen, President, BMW US Capital, LLC.
• Elaine Nesbitt, Origen Financial LLC
• Jeff Neterval, Senior Associate, First Marblehead Corporation
• Valerie Newhouse, Marketing Coordinator, Orrick, Herrington & Sutcliffe LLP
• Tony Ng, Encore Credit Corporation
• Quoc Nguyen, Portfolio Manager, Washington Mutual Bank
• Ronald Nicolas, Executive Vice President, Fremont Investment & Loan
• Werner Nikowitz, Senior Director, CIT Group Inc.
• Sam Niles, Vice President, First Marblehead Corporation
• Andrew Niu, Senior Securitization Analyst, The Student Loan Corporation
• Jon Nomura, Director, American Honda Finance Corporation
• Paul Norman, CFO, Clout Financial Services, Inc.
• Jeff Norris, Vice President, Capital One
• Neil Notkin, President, Funding America
• Bill Nylin, President, Conn's
• Polly Nyquist, Associate General Counsel, Capital One
• Patrick Oakes, SVP and Treasurer, Sterling Bank
• Damien Oberding, Vice President, Citigroup Global Markets Inc.
• David Obergfell, President, FirstPlus Financial, Inc.
• Rory O'Connell, Director, Structured Finance Advisors
• Steve O'Connell, Sallie Mae
• Matt O'Connor, Director, GE Treasury
• Kevin O'Hagen, Vice President, Nord LB
• Lawrence Olivier, VP, Portfolio Manager, Washington Mutual Bank
• William O'Neill, Option One Mortgage Corporation
• Greg Oniu, VP, Capital Markets, Centex
• Candice Opperman, Assistant Vice President, U.S. Trust Corporation
• Joe Orning, GMAC-RFC
• William Orsini, Managing Director, Product Sales and Structuring, HVB Group
• Brandon Osmon, First Vice President, Countrywide Home Loans, Inc.
• Avi Oster, Director, Dresdner Kleinwort Wasserstein
• Sean Paine, Securitization Manager, GE Capital
• Keith Palmer, WFS Financial
• Jeff Pancer, Opteum Financial Markets
• Bill Pang, Senior Financial Analyst, Toyota Motor Credit Corp.
• Michael Pankey, CFO, EVP, Long Beach Acceptance Corp.
• Mike Paolillo, GE Consumer Finance
• Dimitrios Papatheocharis, Vice President, Radian Guaranty Inc.
• Joseph Parise, Chief Operating Officer, Quick Loan Funding, Inc.
• Joe Parisi, COO, Quick Loan Funding, Inc.
• Randy Park, Manager, Hyundai Motor Finance Company
• Roy Park, VP Structuring & Valuation, WMC Mortgage Corp.
• Poorvi Parkhie, Assistant General Counsel, Sallie Mae
• Keith Parnell, Director, Sigma Finance Corp/Lord Securities
• Jorge Parra, VP Corporate Finance, Su Casita
• Mark Parsa, Assistant Vice President, DZ Bank NY
• Landon Parsons, Senior Vice President, C-Bass LLC
• Robert Partlow, Senior Vice President, SunTrust
• Deven Patel, SVP, ResMAE Mortgage Corporation
• Audry Patterson, Executive Vice President, Aames Financial Corp.
• Steve Pawlyshyn, Managing Director, GMAC-RFC
• John Peak, Managing Director, GE Commercial Finance
• Pamela Peck, Vice President & Treasurer, Dollar Thrifty Automotive Group, Inc.
• Nick Pedretti, Director, GMAC-RFC
• Marilou Penullar, Supervisor, American Honda Finance Corporation
• John Peterson, Managing Director, Assistant Treasurer, Residential Capital Corporation
• Landon Pinnix, Vice President, Risk Management, GE Consumer Finance
• Aaron Pisacanne, Director, Clout Financial Services, Inc.
• Brad Plantiko, EVP, Finance and Asset Management, People's Choice Financial Corporation
• Craig Platt, Senior Vice President, KeyBank
• Frank Plenskofski, CFO, Opteum Financial Markets
• Andy Pollock, President & CEO, First Franklin Financial Corporation
• Steve Poulin, Senior Vice President -- Securitization, GE Commercial Finance
• Mary Powers, Senior Counsel, Wells Fargo
• Patrick Preece, First Vice President, DZ Bank NY
• Sherry Proctor, Manager, GMAC
• Stephen Prough, President and Chief Executive Officer, Long Beach Acceptance Corporation
• Anthony Puleo, Senior Vice President, CFO & Treasurer, Bluegreen Corporation
• Jack Purcell, Senior Vice President, SunTrust
• David Querciagrossa, Director of Corporate Finance, DriveTime Automotive Group
• Bimal Radi, Vice President, First Marblehead Corporation
• Daniel Radley, Division President, Textron Financial Corporation
• Laura Raffa, Executive Vice President, Bank Hapoalim
• Victor Rampertab, Managing Director, Hudson Castle Group Inc.
• Eric Ranson, Actuary, Life Policies of America
• Shubhi Rao, Ford Motor Credit Company
• Jesper Rasmussen, Executive Director, Morgan Stanley & Co. International
• Greg Ratkovsky, VP Applied Analytics, WMC Mortgage Corp.
• Michael Ravelo, Associate, Dresdner Kleinwort Wasserstein
• Sean Reddington, Managing Director/Head of US Conduit, BNP Paribas
• Ronald Reed, Assistant Treasurer, World Financial Network
• Ava Regal, ACA Capital
• Jenna Reid, AVP Asset Liability Manager, Impac Mortgage Holdings, Inc.
• Richard Reilly, Senior Vice President, National Australia Bank
• Melinda Reingold, Associate General Counsel, Freddie Mac
• Paul Rerick, Vice President, Textron Financial Corporation
• Eric Reusch, Director of Finance , Collegiate Funding Services
• John Rexer, VP Transactions, Hedges, Models, Aegis Mortgage Corporation
• Chuck Rhodes, GE Commercial Finance
• Michael Riley, Senior Vice President, Providian Financial Corporation
• Matt Roberts, Senior Investment Officer, Declaration Management and Research LLC
• Fred Robustelli, First V.P./Assoc Genl Counsel, GE Commercial Finance
• Tonya Roemer, Senior Vice President, Franklin Capital Corporation
• Dirk Roethig, Global Head of Securitisation, IKB Deutsche Industriebank
• Steve Rogers, Co-head of Securitisation , Kensington Group plc
• Marc Rosenthal, C-Bass LLC
• Matthew Roslin, EVP, Flagstar Bank
• Dominick Ruggiero, Vice President, DZ Bank NY
• Ken Ruggiero, Chief Financial Officer, Goal Financial
• Charlie Ryan, Accredited Home Lenders
• Patrick Ryan, Vice President, National Australia Bank
• Benjamin Sabloff, Marketing Manager, Capital One
• Bill Sakkab, Assistant General Counsel, Capital One
• Tom Sakos, President, FinanSure Student Loans
• Jan Salit, Executive Vice President & Chief Investment Officer, PMC Commercial Trust
• Cheryl Sampey, Manager Capital Markets, CNH Capital America
• Tanya Sanders, SVP Business Development, Bank of America Dealer Financial Services
• Gary Santo, Vice President, First Marblehead Corporation
• Susie Sartori, Vice President, GE Commercial Finance
• Martin Saucedo, American Honda Finance Corporation
• Mark Sauder, CFO, DriveTime Automotive Group
• Michele Scalzo, Director, Textron Financial Corporation
• Steven Schaefer, SVP, CDR Financial Products
• Jerry Schiano, President & CEO, Wilmington Finance, Inc.
• Alan Schmelzer, Director, HSBC Finance Corporation
• Jim Schneider, Senior Vice President, C-Bass LLC
• Steven Schoen, Senior Vice President, GE Consumer Finance
• Eric Scholtz, GMAC-RFC
• Holger Schwab, Portfolio Management, Eurohypo AG
• Andy Sciandra, IndyMac Bank
• Greg Seale, Channel Manager, Homecomings Financial Network
• George Seeberger, SVP / General Counsel, 1st Financial Bank USA
• Scott Seewald, Senior Vice President , Ameriquest Mortgage Company
• Bonnie Seideman, Director, Capital One
• Ralph Sells, CEO/President, E Mortgage Logic
• Jennifer Sells, Strategy Manager, Homecomings Financial
• Matt Senden, Lead Accountant, First National Bank of Omaha
• Gail Seneca, Chairman of Board of Directors, Chief Executive Officer, Luminent Mortgage Capital Inc.
• Mark Senkpiel, Managing Director, Jefferies Group, Inc.
• Jean Sera, Group Vice President, Cendant Corporation
• Rachel Serina, Treasury Manager , Nissan
• Simit Shah, Associate, Cohen Bros. & Company
• Brian Shaltakoff, Vice President Business Strategy , Collegiate Funding Services
• William Shang, Executive VP, Countrywide Securities
• Adam Shapiro, President, Stone Street Capital
• Ashish Sharma, Manager, IndyMac Bank
• David Shaw, Vice President Treasury, Western Growers
• Susan Sheffield, Senior Vice President, AmeriCredit
• Asam Sheikh, Compliance Analyst, American Honda Finance Corporation
• Eric Silver, Vice President, C-Bass LLC
• Gregg Silver, President, 1st Financial Funding & Investment Corporation
• Greg Simons, Senior Financial Representative, Caterpillar Financial Services
• Stein Skaane, Senior Vice President, First Marblehead Corporation
• Meredith Slack, Fiancial Analyst II Strucuted Finance, AmeriCredit
• Allan Smith, Assistant Vice President, World Savings Bank FSBSOC
• John Smith, SVP Secondary Marketing, EquiFirst
• Sam Smith, Manager - Securitization, Ford Motor Credit Company
• Steve Smith, Vice President, Director of Securitization, HSBC Finance Corporation
• Sharon Smith, Director, HVB Group
• Derek Smyth, VP Card Securitization, GE Consumer Finance
• Isaac Soleimani, Chairman and CEO, Healthcare Finance Group, Inc.
• Jason Somerville, Director, Bayview Financial
• Jai Sooklal, Executive Director, Morgan Stanley
• Jeff Sorenson, ResMAE Mortgage Corporation
• Eric Souza, CMO/ABS/CMBS Trader, Stone & Youngberg LLC
• Jeff Spielvogel, SVP, Textron Financial Corporation
• Manuel Spoor, Vice President, Hipotecaria Sucasita
• Jason Springer, Associate Director, Capital One
• Theodore Sprink, Senior Vice President, Fidelity National Title Group
• Sajal Srivastava, Chief Operating Officer, TriplePoint Capital
• Erin Stallmer, Portfolio Manager, Homecomings Financial Network
• Cheryl Stasky, Director, HypoVereinsbank
• Bridget Steers, Vice President, Ameriquest Mortgage Company
• Elissa Steinberg, Associate, Citigroup Inc.
• Julie Steinhagen, Managing Director, GMAC-RFC
• Paul Stephens, Director, Citibank International PLC
• Michael Stern, Director, Declaration Management and Research LLC
• Sharon Stieber, Vice President, Fannie Mae
• Shawn Stone, Centex
• Leo Subler, Managing Director, Sallie Mae
• Mark Sunshine, First Capital
• Jason Sutherland, Attorney, Peachtree Settlement
• Anne Sutherland, Executive Vice President and General Counsel, Centex
• Robert Sutton, Chairman & CEO, Centrix Financial
• Bradley Svalberg, The Student Loan Corporation
• Nav Swamy, Director, CapitalSource
• Kevin Sweeney, First Vice President, MBNA America Bank, N.A.
• Martin Sziber, Senior Vice President, Security National Holding Company, LLC
• Simeon Tabakov, AVP, Fremont Investment & Loan
• Emad Tadros, Managing Director, LoanAustralia Corporation Pty Ltd
• Irene Tadros, Director, LoanAustralia Corporation Pty Ltd
• David Tanny, Investment Officer, CapitalSource
• Rochelle Tarlowe, Cendant Corporation
• David Taylor, Vice President, Dresdner Kleinwort Wasserstein
• Richard Tedder, Head of Fixed Income, Bradford and Bingley
• Raj Tedla, Vice President, GE Commercial Finance
• Joseph Terfler, Vice President, Finance, Great America Leasing Corporation
• Jim Terlizzi, CEO, Peachtree Settlement
• Susan Thomas, Counsel - Corporate, Financing Operations, Ford Motor Credit Company
• Anne Tierney, Senior Vice President, Washington Mutual Bank
• Doug Tilden, Vice President, Capital Markets Global Readiness Leader, GE Consumer Finance
• Jeff Toll, Senior Managing Director, C-Bass LLC
• John Tornatore, Sr. VP Technical Accounting, GE Capital Markets Services
• Peter Torsson, Portfolio Manager, CEDAR
• Marten Touw, Group Treasurer & Exec. General Manager, Commonwealth  Bank of Australia
• Andy Townsend, Treasury & Capital Markets Investment Director, Standard Life Investments
• Michael Trickey, Principal, BancCap Securitization Services
• Bradley Trotter, Manager, GE Commerical Finance
• Jim Tsimis, Director, Head of Securitization, MortgageIT Holdings, Inc.
• Andrew Twyford, Head of Treasury and Securitisation, Interstar Wholesale Finance
• Gary Uchino, Senior Vice President, Fieldstone Mortgage Company
• Mircea Ungureanu, Trading Analyst, GMAC-RFC
• Jeff Upperman, Managing Director, Centex
• Guido van der Ven, Vice President, Sallie Mae
• Pieter VanZyl, GMAC-RFC
• Karlo Vartan, AVP Data Analytics and Reporting , Fremont Investment & Loan
• Vassos Vassiliou, Vice President, Radian
• Rob Verlander, Head of Securitisation & Capital Solutions, Commonwealth Bank of Australia
• Libor Vincent, Head of Investor Relations, Eurohypo AG
• Miroslav Visic, Vice President, MHCB
• Aaron Wade, Senior Vice President, IndyMac Bank
• Pat Walden, Aegis Mortgage Corporation
• Jack Wallace, Executive Vice President, NextStudent
• Todd Wallace, EVP Capital Markets, WMC Mortgage Corp.
• Debra Watkins, Executive Vice President, HomeBanc Corp.
• Katrin Watkins, Senior Analyst, Finance, Deere & Company
• Eric Watson, Sallie Mae
• Scott Weaver, Vice President, Wachovia Corporation
• Joseph Weingarten, President, Cold Spring Capital Inc.
• Karl Weiss, SVP Capital Markets, New Century Capital Corporation
• Rick Weissman, Managing Director, RBS Greenwich Capital
• David Wells, Senior Vice President Capital Markets, Fremont Investment & Loan
• Barb Wendt, Managing Director , GMAC-RFC
• Diane Westerback, Vice President, C-Bass LLC
• Lee Whatcott, CFO - Auto, HSBC
• Robert Whitaker, Director of Structured Finance, Triad Financial Corp.
• Mark White, Structured Finance, GMAC-RFC
• Paul Whitley, Vice President, Financial Institution, Centrix Financial
• Arvin Wijay, AVP, Fremont Investment & Loan
• Joe Wiles, Senior Vice President, Team Leader, GE Commercial Finance
• Mike Wilhelms, Senior Vice President & Chief Financial Officer, Triad Financial Corp.
• Scott Williams, Associate Director, UBS Investment Bank
• Glenn Wilson, Assistant Vice President, CIT Group Inc.
• Lee Wilson, Senior Vice President, First Marblehead Corporation
• Robert Wilson, Vice President - Real Estate Finance, Fremont Investment & Loan
• Sean Wilson, Managing Director, GE Capital Markets Services
• Christy Wilson, Vice President, Compass Bank
• Anthony Winkeler, Director of ABS Securitization, Citigroup
• Mark Winter, Head of Funding and Capital , Bradford and Bingley
• Richard Wisniewski, Senior Vice President, DZ Bank NY
• Diane Wold, Managing Director, Residential Capital Corporation
• Jamie Wolfe, Chief Financial Officer , NorthStar
• Gladys Wong, Financial Manager, AVP, IndyMac Bank
• Leonard Woo, Director, ING Financial Markets
• Michael Woody, Chief Financial Officer, Chevron Credit Bank, NA
• Lori-Ann Wynter, Vice President, BayernLB
• Peter Xilas, EVP, FinanSure Student Loans
• Glenn Yamamoto, Assistant Manager, American Honda Finance Corporation
• Brien Yn, AVP, Fremont Investment & Loan
• Charley Yoon, Manager Treasury Operations, Hyundai Motor Finance Company
• Mark Zaltzman, Finance Director, Hipotecaria Sucasita
• Joe Zdrilic, Assistant Vice President, U.S. Trust Corporation
• Lyle Zeller, Executive Vice President, Country Place Mortgage
• Rich Zermani, Vice President, First Marblehead Corporation
• David Zimmer, EVP, People's Choice Home Loan
• Gary Zimmerman, Manager & Senior Counsel, Fidelity National Title Group
• Magdalena Zimowska, Non-Conforming Trader, Taylor, Bean & Whitaker Mortgage Corp.
• Peter Zirwes, Director, DaimlerChrysler Services
• Jim Zollo, GE Consumer Finance